Our Loan Products
Flexible financing solutions designed for your unique needs
Salary-Based Loans
Who This Is For
- Salaried employees with regular income
- Government and private sector workers
- Individuals with verifiable employment
Typical Use Cases
Home improvements and repairs
Education and training expenses
Medical emergencies
Personal and family needs
Key Benefits
Flexible repayment terms aligned with salary cycles
Competitive rates based on employment stability
Quick processing with minimal documentation
No collateral required for qualifying applicants
SME & Working Capital Loans
Who This Is For
- Small and medium enterprises
- Registered businesses with trading history
- Companies seeking growth capital
Typical Use Cases
Inventory and stock purchases
Equipment and machinery
Staff salaries and operations
Business expansion projects
Key Benefits
Tailored to your business cash flow cycles
Flexible loan amounts based on business needs
Dedicated business loan officers
Support for seasonal and growth financing
Microenterprise Loans
Who This Is For
- Informal sector entrepreneurs
- Market vendors and traders
- Home-based business owners
Typical Use Cases
Starting or expanding small businesses
Purchasing trading stock
Tools and basic equipment
Transport and logistics needs
Key Benefits
Accessible to informal sector businesses
Small loan amounts with manageable repayments
Simplified application process
Financial literacy support and guidance
Asset-Backed Loans
Who This Is For
- Property and vehicle owners
- Businesses with valuable assets
- Individuals seeking larger loan amounts
Typical Use Cases
Property development and renovation
Vehicle purchase or upgrade
Debt consolidation
Major investments and projects
Key Benefits
Higher loan amounts based on asset value
Favorable interest rates with collateral
Longer repayment periods available
Professional asset valuation services
All loan pricing is fair, transparent, and based on individual risk assessment. Terms and conditions apply to all products.