Our Loan Solutions
Tailored financial products for your needs
Salary-Based Loans
Flexible financing for salaried employees with transparent terms and competitive rates.
SME & Working Capital
Empower your business growth with tailored working capital solutions.
Microenterprise Loans
Supporting small entrepreneurs and informal businesses to thrive and expand.
Asset-Backed Loans
Secure financing backed by your valuable assets with favorable terms.
Loan Calculator
Estimate your monthly repayments and plan your budget with confidence
Why Choose Nakhalat Finance
RBZ Licensed & Regulated
Fully compliant with Reserve Bank of Zimbabwe regulations and standards.
Transparent Lending
Clear terms, no hidden fees, and straightforward loan agreements.
Responsible Approvals
Fast processing with thorough assessment to ensure sustainable lending.
Customer-First Approach
Dedicated support team committed to your financial success and wellbeing.
What Our Customers Say
Real stories from Zimbabweans who achieved their goals with Nakhalat Finance
"Nakhalat Finance helped me expand my grocery store when traditional banks turned me away. The process was straightforward, and the team genuinely cared about my business success."
Tendai Moyo
Small Business Owner, Harare
"When I needed funds for my daughter's university fees, Nakhalat provided a salary-based loan within 48 hours. Their transparent terms gave me peace of mind."
Grace Chikwanha
Teacher, Bulawayo
"As a market vendor, I never thought I could access formal financing. Nakhalat's microenterprise loan helped me buy more stock and double my income."
Blessing Ncube
Market Vendor, Harare
"I used an asset-backed loan to purchase a second kombi for my transport business. The flexible repayment schedule made it easy to manage alongside my daily operations."
Tatenda Zimuto
Transport Operator, Mutare