Nakhalat Finance (Private) Limited is a Zimbabwean-registered microfinance institution, fully licensed and regulated by the Reserve Bank of Zimbabwe. We are dedicated to providing accessible, affordable, and responsible financial services to individuals and small businesses across the nation.
Since our establishment, we have been committed to bridging the financial gap for underserved communities, empowering entrepreneurs, and supporting economic growth through transparent and ethical lending practices.
Our approach combines regulatory compliance with a deep understanding of local market needs, ensuring that every loan we provide contributes to sustainable financial inclusion and economic development in Zimbabwe.
To be Zimbabwe's most trusted microfinance partner, driving sustainable economic growth and financial inclusion across all communities.
To provide accessible, affordable, and responsible financial services that empower individuals and businesses to achieve their goals while maintaining the highest standards of integrity and transparency.
The principles that guide everything we do
We uphold the highest ethical standards in all our operations and interactions.
Clear communication and honest dealings form the foundation of our relationships.
We practice responsible lending and prioritize the financial wellbeing of our clients.
Committed to providing accessible financial services to underserved communities.
Nakhalat Finance operates under a robust governance framework that ensures accountability, transparency, and ethical conduct at all levels of our organization. Our board of directors and management team are committed to upholding the highest standards of corporate governance.
We maintain strict compliance with all regulatory requirements set forth by the Reserve Bank of Zimbabwe and adhere to international best practices in microfinance operations. Our internal controls, risk management systems, and audit processes are designed to protect the interests of our clients, stakeholders, and the broader financial system.
Regular training, clear policies, and a culture of integrity ensure that every member of our team understands and upholds our commitment to ethical lending, customer protection, and responsible financial services.